// JavaScript Document
/***************************
(c) 2008 www.TUFaT.com
All Rights Reserved. Please
do not re-sell/re-distribute
this software.
***************************/
/****************************/
/* Global data declarations */
/****************************/
/* Variables for scoring */
     mortgage_start = 670;
     revolve_start = 670;
     realestate_start = 670;
     bankruptcy_start = 670;
     judgement_start = 670;
     collection_start = 670;
     liens_start = 670;
     chargeoff_start = 670;

     mortgage_choice1 = 0;
     mortgage_choice2 = 0;
     mortgage_choice3 = 0;     
	 mortgage_choice4 = 0;

     revolve_choice1 = 0;
     revolve_choice2 = 0;
     revolve_choice3 = 0;
     revolve_choice4 = 0;

 realestate_choice = 0;
 bankruptcy_choice = 0;
 judgement_choice = 0;
 collection_choice = 0;
 liens_choice = 0;
 chargeoff_choice = 0;

/* Scoring Index for Mortgage and Home Equity Loans */

/* 30 days late values*/
  m300 = 0;
  m301 = 20;
  m302 = 50;
  m303 = 100;

/* 60 days late values*/
  m600 = 0;
  m601 = 70;
  m602 = 110;
  m603 = 120;

/* 90 days late values*/
  m900 = 0;
  m901 = 120;
  m902 = 140;
  m903 = 300;

/* More than 90 days late values*/
  m910 = 0;
  m911 = 140;
  m912 = 300;
  m913 = 300;

  r300 = -20; // (add)
  r301 = 0;
  r302 = 20;
  r303 = 30;

  r600 = 0;
  r601 = 20;
  r602 = 30;
  r603 = 40;

  r900 = 0;
  r901 = 40;
  r902 = 50;
  r903 = 60;
  r910 = 0;
  r911 = 60;
  r912 = 80;
  r913 = 100;

realestate0 = 0;
realestate1 = 250;
realestate2 = 200
realestate3 = 150;
realestate4 = 100;
realestate5 = 50;
realestate6 = 0;

bankruptcy0 = 0;
bankruptcy1 = 250;
bankruptcy2 = 150;
bankruptcy3 = 100;
bankruptcy4 = 50;
bankruptcy5 = 0;
bankruptcy6 = 0;

judgement0 = 0
judgement1 = 100;
judgement2 = 75;
judgement3 = 40;
judgement4 = 10;
judgement5 = 0;
judgement6 = 0;

collection0 = 0;
collection1 =100;
collection2 = 75;
collection3 = 40;
collection4 = 10;
collection5 = 0;
collection6 = 0;

chargeoff0 = 0;
chargeoff1 = 100;
chargeoff2 = 75;
chargeoff3 = 40;
chargeoff4 = 10;
chargeoff5 = 0;
chargeoff6 = 0;

liens0 = 0;
liens1 = 200;
liens2 = 100;
liens3 = 50;
liens4 = 30;
liens5 = 20;
liens6 = 0;

  function resetscores() {
     mortgage_start = 670;
     revolve_start = 670;
     realestate_start = 670;
     bankruptcy_start = 670;
     judgement_start = 670;
     collection_start = 670;
     liens_start = 670;
     chargeoff_start = 670;
  }

  function updateval() {
     mortgage_start = mortgage_start - mortgage_choice1;
     mortgage_start = mortgage_start - mortgage_choice2;
     mortgage_start = mortgage_start - mortgage_choice3;
     mortgage_start = mortgage_start - mortgage_choice4;
     revolve_start = revolve_start - revolve_choice1;
     revolve_start = revolve_start - revolve_choice2;
     revolve_start = revolve_start - revolve_choice3;
     revolve_start = revolve_start - revolve_choice4;
     realestate_start = realestate_start - realestate_choice;
     bankruptcy_start = bankruptcy_start - bankruptcy_choice;
     judgement_start = judgement_start - judgement_choice;
     collection_start = collection_start - collection_choice;
     liens_start = liens_start - liens_choice;
     chargeoff_start = chargeoff_start - chargeoff_choice;
     vermin = mortgage_start;
     if (vermin > revolve_start) vermin = revolve_start;
     if (vermin > realestate_start) vermin = realestate_start;
     if (vermin > bankruptcy_start) vermin = bankruptcy_start;
     if (vermin > judgement_start) vermin = judgement_start;
     if (vermin > collection_start) vermin = collection_start;
     if (vermin > liens_start) vermin = liens_start;
     if (vermin > chargeoff_start) vermin = chargeoff_start;
     grade_number = vermin;
     if (grade_number == 670) grade = "A+"
     if (grade_number == 660) grade = "A"
     if (grade_number == 650) grade = "A"
     if (grade_number == 640) grade = "A-"
     if (grade_number == 630) grade = "B+"
     if (grade_number == 620) grade = "B"
     if (grade_number == 610) grade = "B-"
     if (grade_number == 600) grade = "B-"
     if (grade_number == 590) grade = "C+"
     if (grade_number == 580) grade = "C"
     if (grade_number == 570) grade = "C-"
     if (grade_number == 560) grade = "D+"
     if (grade_number == 550) grade = "D"
     if (grade_number == 540) grade = "D-"
     if (grade_number == 530) grade = "E"
     if (grade_number <= 520) grade = "E"
     document.creditform.grade1.value = grade;
  }



  function UpdateForm() {
    resetscores();
    /*****************************************************/
    /* Step 1 - Tally the Mortgage and Home Equity Lates */
    /*****************************************************/
    /* tabulate the 30 days late stuff */
    if  (document.creditform.m1.selectedIndex == 0) mortgage_choice1 = m300;
    if  (document.creditform.m1.selectedIndex == 1) mortgage_choice1 = m301;
    if  (document.creditform.m1.selectedIndex == 2) mortgage_choice1 = m302;
    if  (document.creditform.m1.selectedIndex == 3) mortgage_choice1 = m303;
    /* tabulate the 60 days late stuff */
    if  (document.creditform.m2.selectedIndex == 0) mortgage_choice2 = m600;
    if  (document.creditform.m2.selectedIndex == 1) mortgage_choice2 = m601;
    if  (document.creditform.m2.selectedIndex == 2) mortgage_choice2 = m602;
    if  (document.creditform.m2.selectedIndex == 3) mortgage_choice2 = m603;
    /* tabulate the 90 days late stuff */
    if  (document.creditform.m3.selectedIndex == 0) mortgage_choice3 = m900;
    if  (document.creditform.m3.selectedIndex == 1) mortgage_choice3 = m901;
    if  (document.creditform.m3.selectedIndex == 2) mortgage_choice3 = m902;
    if  (document.creditform.m3.selectedIndex == 3) mortgage_choice3 = m903;
    /* tabulate the over 90 days late stuff */
    if  (document.creditform.m4.selectedIndex == 0) mortgage_choice4 = m910;
    if  (document.creditform.m4.selectedIndex == 1) mortgage_choice4 = m911;
    if  (document.creditform.m4.selectedIndex == 2) mortgage_choice4 = m912;
    if  (document.creditform.m4.selectedIndex == 3) mortgage_choice4 = m913;
    /******************************************************************/
    /* Step 2 - Tally the Installment Loans and Revoling Credit Lates */
    /******************************************************************/
    /* tabulate the 30 days late stuff */
    if  (document.creditform.r1.selectedIndex == 0) revolve_choice1 = r300;
    if  (document.creditform.r1.selectedIndex == 1) revolve_choice1 = r301;
    if  (document.creditform.r1.selectedIndex == 2) revolve_choice1 = r302;
    if  (document.creditform.r1.selectedIndex == 3) revolve_choice1 = r303;
    /* tabulate the 60 days late stuff */
    if  (document.creditform.r2.selectedIndex == 0) revolve_choice2 = r600;
    if  (document.creditform.r2.selectedIndex == 1) revolve_choice2 = r601;
    if  (document.creditform.r2.selectedIndex == 2) revolve_choice2 = r602;
    if  (document.creditform.r2.selectedIndex == 3) revolve_choice2 = r603;
    /* tabulate the 90 days late stuff */
    if  (document.creditform.r3.selectedIndex == 0) revolve_choice3 = r900;
    if  (document.creditform.r3.selectedIndex == 1) revolve_choice3 = r901;
    if  (document.creditform.r3.selectedIndex == 2) revolve_choice3 = r902;
    if  (document.creditform.r3.selectedIndex == 3) revolve_choice3 = r903;
    /* tabulate the over 90 days late stuff */
    if  (document.creditform.r4.selectedIndex == 0) revolve_choice4 = r910;
    if  (document.creditform.r4.selectedIndex == 1) revolve_choice4 = r911;
    if  (document.creditform.r4.selectedIndex == 2) revolve_choice4 = r912;
    if  (document.creditform.r4.selectedIndex == 3) revolve_choice4 = r913;
    /***********************************************/
    /* Step 3 - Tally the Real Estate Foreclosures */
    /***********************************************/
    if  (document.creditform.foreclosures.selectedIndex == 0) realestate_choice = realestate0;
    if  (document.creditform.foreclosures.selectedIndex == 1) realestate_choice = realestate1;
    if  (document.creditform.foreclosures.selectedIndex == 2) realestate_choice = realestate2;
    if  (document.creditform.foreclosures.selectedIndex == 3) realestate_choice = realestate3;
    if  (document.creditform.foreclosures.selectedIndex == 4) realestate_choice = realestate4;
    if  (document.creditform.foreclosures.selectedIndex == 5) realestate_choice = realestate5;
    if  (document.creditform.foreclosures.selectedIndex == 6) realestate_choice = realestate6;
    /*******************************************/
    /* Step 4 - Tally the Personal Bankruptcys */
    /*******************************************/
    if  (document.creditform.bankruptcy.selectedIndex == 0) bankruptcy_choice = bankruptcy0;
    if  (document.creditform.bankruptcy.selectedIndex == 1) bankruptcy_choice = bankruptcy1;
    if  (document.creditform.bankruptcy.selectedIndex == 2) bankruptcy_choice = bankruptcy2;
    if  (document.creditform.bankruptcy.selectedIndex == 3) bankruptcy_choice = bankruptcy3;
    if  (document.creditform.bankruptcy.selectedIndex == 4) bankruptcy_choice = bankruptcy4;
    if  (document.creditform.bankruptcy.selectedIndex == 5) bankruptcy_choice = bankruptcy5;
    if  (document.creditform.bankruptcy.selectedIndex == 6) bankruptcy_choice = bankruptcy6;
    /*******************************************/
    /* Step 5 - Tally the Creditor Judgements  */
    /*******************************************/
    if  (document.creditform.judgement.selectedIndex == 0) judgement_choice = judgement0;
    if  (document.creditform.judgement.selectedIndex == 1) judgement_choice = judgement1;
    if  (document.creditform.judgement.selectedIndex == 2) judgement_choice = judgement2;
    if  (document.creditform.judgement.selectedIndex == 3) judgement_choice = judgement3;
    if  (document.creditform.judgement.selectedIndex == 4) judgement_choice = judgement4;
    if  (document.creditform.judgement.selectedIndex == 5) judgement_choice = judgement5;
    if  (document.creditform.judgement.selectedIndex == 6) judgement_choice = judgement6;
    /***************************************************/
    /* Step 6 - Tally the Collections or Garnishments  */
    /***************************************************/
    if  (document.creditform.collection.selectedIndex == 0) collection_choice = collection0;
    if  (document.creditform.collection.selectedIndex == 1) collection_choice = collection1
    if  (document.creditform.collection.selectedIndex == 2) collection_choice = collection2;
    if  (document.creditform.collection.selectedIndex == 3) collection_choice = collection3;
    if  (document.creditform.collection.selectedIndex == 4) collection_choice = collection4;
    if  (document.creditform.collection.selectedIndex == 5) collection_choice = collection5;
    if  (document.creditform.collection.selectedIndex == 6) collection_choice = collection6;
    /*****************************************/
    /* Step 7 - Tally the Liens Against You  */
    /*****************************************/
    if  (document.creditform.liens.selectedIndex == 0) liens_choice = liens0;
    if  (document.creditform.liens.selectedIndex == 1) liens_choice = liens1;
    if  (document.creditform.liens.selectedIndex == 2) liens_choice = liens2;
    if  (document.creditform.liens.selectedIndex == 3) liens_choice = liens3;
    if  (document.creditform.liens.selectedIndex == 4) liens_choice = liens4;
    if  (document.creditform.liens.selectedIndex == 5) liens_choice = liens5;
    if  (document.creditform.liens.selectedIndex == 6) liens_choice = liens6;
    /**********************************/
    /* Step 8 - Tally the Chargeoffs  */
    /**********************************/
    if  (document.creditform.chargeoff.selectedIndex == 0) chargeoff_choice = chargeoff0;
    if  (document.creditform.chargeoff.selectedIndex == 1) chargeoff_choice = chargeoff1;
    if  (document.creditform.chargeoff.selectedIndex == 2) chargeoff_choice = chargeoff2;
    if  (document.creditform.chargeoff.selectedIndex == 3) chargeoff_choice = chargeoff3;
    if  (document.creditform.chargeoff.selectedIndex == 4) chargeoff_choice = chargeoff4;
    if  (document.creditform.chargeoff.selectedIndex == 5) chargeoff_choice = chargeoff5;
    if  (document.creditform.chargeoff.selectedIndex == 6) chargeoff_choice = chargeoff6;
  updateval();
  }